Privacy policy
Last updated:
This policy explains how Kalkulo.eu handles personal data, cookies, analytics and advertising. Kalkulo is published by Cosmic Production d.o.o., a company registered in Croatia. For privacy questions, contact [email protected].
Calculator inputs
The calculators are designed to run in your browser. In normal use, salary amounts, loan amounts, property values, tax inputs and similar calculator values do not need to be sent to our server to produce a result. We may receive ordinary technical request data when your browser loads a page, such as IP address, user agent, requested URL and timestamp, through our hosting and security providers.
Cookies and consent
We use a consent banner before loading non-essential analytics or advertising scripts. If you choose essentials only, Google Analytics and Google AdSense are not loaded by the page. If you accept all, analytics and advertising cookies may be used according to your consent choice. Google Consent Mode v2 is used so the default state is denied until consent is granted.
- Essential storage: remembers consent choices and keeps the site working.
- Analytics: helps us understand which pages are used and whether the site is fast and reliable.
- Advertising: may be used by Google AdSense to show and measure ads after consent.
Analytics
When analytics consent is granted, we use Google Analytics 4 to understand page usage, approximate location, device category, traffic source and aggregate engagement. We use this to find broken pages, prioritize calculators, improve speed and evaluate whether users are finding the calculator they expected. We do not need calculator input values to be sent to analytics for the calculator to work.
Advertising
Kalkulo may display advertising through Google AdSense. Advertising helps keep the calculators free. If you consent to advertising cookies, Google and its partners may process information such as cookies, device identifiers, approximate location, pages viewed and ad interactions to serve and measure ads. If you do not consent, the AdSense script is not loaded by the page.
You can learn more from Google's privacy policy and Google's advertising technologies page.
Service providers
We use infrastructure, analytics and advertising providers to operate the site. These may include Cloudflare for hosting, CDN and security, plus Google Analytics and Google AdSense. Providers process data under their own policies and, where applicable, contractual safeguards for international transfers.
Your rights
Depending on where you live, you may have rights to access, correct, delete, restrict or object to processing of your personal data, and to withdraw consent where processing is based on consent. You can contact us at [email protected]. If you are in the European Union, you may also contact your local data protection authority. Because Kalkulo is published by a Croatian company, you can also lodge a complaint with the Croatian Personal Data Protection Agency (AZOP): azop.hr.
Changes
We may update this policy when our providers, consent setup, advertising configuration or site features change. The date above shows the current version.