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Malta Salary Calculator 2026

Work out your net take-home salary in Malta for 2026. This calculator deducts Class 1 Social Security Contributions and income tax (Single, Married or Parent computation) from your annual gross pay, and also shows what your employer pays on top. Free, instant and based on the 2026 rates published by the Malta Tax and Customs Administration.

Your net salary in Malta

  • Net salary (monthly)€1,915.97
  • Net salary (annual)€22,991.64
  • Gross salary (monthly)€2,500.00
  • Employee SSC (Class 1, 10%)€2,908.36
  • Income tax (annual)€4,100.00
  • Effective deduction rate23.36%
  • Employer SSC (10%)€2,908.36
  • Total cost to employer€32,908.36

How is net salary in Malta calculated in 2026?

In Malta, your net salary is your annual gross pay minus two deductions: Class 1 Social Security Contributions (SSC) and income tax. SSC is charged at 10% of your weekly basic wage, but it is capped: for employees born on or after 1 January 1962 the maximum is €55.93 per week (€47.41 for those born earlier). The 10% rate only applies up to a weekly wage of about €559.30 — above roughly €29,084 a year you simply pay the flat weekly cap. Your employer pays an identical 10% SSC on top of your salary, so the total cost to the employer is your gross plus the employer SSC. Income tax in Malta is progressive and, importantly, is charged on your full gross emoluments — SSC is not deducted from the tax base (Malta differs from many continental systems here). You pick one of three computations: Single, Married or Parent. Each is a four-band table at 0%, 15%, 25% and 35%, where tax = gross × the band rate − a fixed subtraction. The 2026 tax-free thresholds are €12,000 for Single, €15,000 for Married and €13,000 for Parent, and the top 35% rate begins at €60,001 for everyone. New for 2026, Married and Parent computations get even wider tax-free bands when you have qualifying children. Worked example: on a €30,000 gross salary, Single computation, born after 1962 — your weekly wage is €30,000 ÷ 52 = €576.92, which exceeds the cap, so SSC is the flat €55.93 × 52 = €2,908.36 per year. Income tax falls in the 25% band: €30,000 × 0.25 − €3,400 = €4,100.00. Net salary = €30,000 − €2,908.36 − €4,100.00 = €22,991.64 per year, or €1,915.97 per month. Your employer also pays €2,908.36 SSC, so the total cost to the employer is €32,908.36. The effective deduction rate is (€2,908.36 + €4,100.00) ÷ €30,000 = 23.36%.

Official source: CFR Malta (MTCA) · Data updated: 2026-06-02

Frequently asked questions

How much SSC do I pay on my salary in Malta?

Class 1 employee Social Security Contributions are 10% of your weekly basic wage, capped at €55.93 per week in 2026 if you were born on or after 1 January 1962 (€47.41 if born earlier). The 10% rate applies up to a weekly wage of about €559.30; above roughly €29,084 a year you pay the flat maximum. On a €30,000 salary the contribution is the capped €55.93 × 52 = €2,908.36 per year.

What is the difference between Single, Married and Parent tax rates?

They are three different rate tables, and you use whichever is most favourable to you. The 2026 tax-free thresholds are €12,000 (Single), €15,000 (Married) and €13,000 (Parent). All three then run through 15%, 25% and 35% bands, but the wider starting threshold means Married and Parent taxpayers pay less. On €30,000, Single tax is €4,100, Married is €2,950 and Parent is €3,800.

Is income tax in Malta charged before or after SSC?

Income tax is charged on your full gross emoluments — Social Security Contributions are NOT subtracted from the income-tax base. This is different from many other European countries. SSC and income tax are calculated separately, then both are deducted from your gross to give your net salary.

Do children change how much tax I pay?

Yes, from 2026. If you use the Married or Parent computation and have qualifying children, the 0% tax-free band is widened: Married rises to €17,500 (one child) or €22,500 (two or more), and Parent rises to €14,500 (one child) or €18,500 (two or more). The Single computation is not affected by children.

How much does my employer pay on top of my salary?

Your employer pays a matching Class 1 SSC of 10%, with the same €55.93 weekly cap (born 1962 or later). On a €30,000 salary that is €2,908.36 per year, making the total cost to the employer €32,908.36. A small employer-only Maternity Fund contribution also applies in practice but is excluded here for simplicity.

Does this calculator include the statutory bonuses and COLA?

No. Malta pays two statutory government bonuses and a weekly cost-of-living adjustment (COLA) on top of base pay. To keep the figures clear you enter your base annual gross only, so your real take-home including those payments will be slightly higher than shown.

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